Finance

Estimated yearly budget

Managing a company by looking exclusively in the rearview mirror, is dangerous.
It is essential to set goals each year, especially to motivate a team.
You must be able to measure the consequences of your goals on your financial needs and your business.

The strong points
  • We propose to draw-up with you an annual operating and investment budget over the year ahead.
  • It will identify the items related to profitability, funding and cash flow.
  • This budget will allow you to compare actual data to forecast data on a regular basis
Questions and Answers
  • Do you have tools for a collaborative work ?
  • Yes of course, in any case the work is collective.
  • How much fees do I budget ?
  • It varies depending on the size of your business. Once the initial implementation is made, the cost is moderate.
  • How long does it take to have my annual budget ?
  • A few days.
Cash flow Management

How can I find cash ?
How do I negotiate with my bank ?
How do I invest surplus cash ?
Cash is the entrepreneur’s priority.
Whether you have a cash surplus or deficit your cash flow requires careful monitoring.

The strong points
  • Setting-up of a genuine trustful relationship with your banker.
  • Negotiation on your banking terms and conditions
  • Setting-up of a monthly cash budget.
  • Optimization of payment deadlines receivables and payables.
Questions and Answers
  • Do you have any partnerships or special relationships with some funders ?
  • Although we have regular contact with many networks, we guarantee total independence and objectivity
  • What is the optimal cash balance?
  • It depends on your activity, its level and seasonality. It requires a thorough study with your Accounts Manager.
Business plan

You must be convincing to finance your project.
To be credible, your business plan must contain a summary of your reasoning, proving of your preparation and your ability to meet the challenge.
It must also present the figures of your project in a structured way :
operating statement, cash flow statement, forecast balance sheet, monthly cash budget.

The strong points
You must be convincing to finance your project. To be credible, your business plan must contain a summary of your reasoning, proving of your preparation and your ability to meet the challenge. It must also present the figures of your project in a structured way : operating statement, cash flow statement, forecast balance sheet, monthly cash budget.
Questions and Answers
  • Do you have the tools for a collaborative work?
  • Yes of course, in any case the work will be collective.
  • How much fees should I budget ?
  • It varies depending on the size of your project.
Financing

* Financing your investments
* Financing your growth
* Financing your outstanding client balance
What tools are best suited to your situation ?
Grant ? Leasing ? Lease ? Loan ? Dailly Loan ? Capital increase ? New partners ?
Each case has an answer: we offer our expertise and tools to explore the solutions best suited to your needs.

The strong points
  • An accurate measure of your financing needs
  • Financial estimates of different solutions
  • Support for the research and selection of funders
Questions and Answers
  • Can you come with at the banker’s ?
  • Of course if you wish so.
  • Do you have any partnerships or special relationships with some funders ?
  • Although we have regular contact with many networks, we guarantee total independence and objectivity
  • What are the usual deadlines for replying to requests for funding ?
  • It varies, depending on the amount and nature of funding. It is generally between 2 days and one month