Finance

Estimated yearly budget

Managing a company by looking exclusively in the rearview mirror, is dangerous.
It is essential to set goals each year, especially to motivate a team.
You must be able to measure the consequences of your goals on your financial needs and your business.

The strong points

We propose to draw-up with you an annual operating and investment budget over the year ahead.
It will identify the items related to profitability, funding and cash flow.
This budget will allow you to compare actual data to forecast data on a regular basis

Questions and Answers

Do you have tools for a collaborative work ?
Yes of course, in any case the work is collective.
How much fees do I budget ?
It varies depending on the size of your business. Once the initial implementation is made, the cost is moderate.
How long does it take to have my annual budget ?
A few days.

Cash flow Management

How can I find cash ?
How do I negotiate with my bank ?
How do I invest surplus cash ?
Cash is the entrepreneur’s priority.
Whether you have a cash surplus or deficit your cash flow requires careful monitoring.

The strong points

Setting-up of a genuine trustful relationship with your banker.
Negotiation on your banking terms and conditions
Setting-up of a monthly cash budget.
Optimization of payment deadlines receivables and payables.

Questions and Answers

Do you have any partnerships or special relationships with some funders ?
Although we have regular contact with many networks, we guarantee total independence and objectivity
What is the optimal cash balance?
It depends on your activity, its level and seasonality. It requires a thorough study with your Accounts Manager.

Business plan

You must be convincing to finance your project.
To be credible, your business plan must contain a summary of your reasoning, proving of your preparation and your ability to meet the challenge.
It must also present the figures of your project in a structured way :
operating statement, cash flow statement, forecast balance sheet, monthly cash budget.

The strong points

You must be convincing to finance your project. To be credible, your business plan must contain a summary of your reasoning, proving of your preparation and your ability to meet the challenge. It must also present the figures of your project in a structured way : operating statement, cash flow statement, forecast balance sheet, monthly cash budget.

Questions and Answers

Do you have the tools for a collaborative work?
Yes of course, in any case the work will be collective.
How much fees should I budget ?
It varies depending on the size of your project.

Financing

* Financing your investments
* Financing your growth
* Financing your outstanding client balance
What tools are best suited to your situation ?
Grant ? Leasing ? Lease ? Loan ? Dailly Loan ? Capital increase ? New partners ?
Each case has an answer: we offer our expertise and tools to explore the solutions best suited to your needs.

The strong points

An accurate measure of your financing needs
Financial estimates of different solutions
Support for the research and selection of funders

Questions and Answers

Can you come with at the banker’s ?
Of course if you wish so.
Do you have any partnerships or special relationships with some funders ?
Although we have regular contact with many networks, we guarantee total independence and objectivity
What are the usual deadlines for replying to requests for funding ?
It varies, depending on the amount and nature of funding. It is generally between 2 days and one month